Community bank

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A community bank is a depository institution that is typically locally owned and operated.^{[citation needed]} Community banks tend to focus on the needs of the businesses and families where the bank holds branches and offices. Lending decisions are made by people who understand the local needs of families, businesses, and farmers.^{[citation needed]} Employees often reside within the communities they serve.^{[citation needed]}

In the

• United States Federal Deposit Insurance Corporation
• Credit unions in the United States
• Mutual savings bank
• Regional bank

References