Federal savings association

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Federal savings associations (also called "federal thrifts" or "federal Savings Banks"), in the United States, are institutions chartered by the

, a U.S. federal statute. Although the activities of federal thrifts were once confined primarily to taking deposits from consumers and making residential mortgage loans, federal thrifts are now authorized to offer a wide range of financial products and services.

Federal thrifts should not be confused with

.

See also

• USAA Federal Savings Bank

External links

• 12 U.S.C. §1461-1470 "Home Owners' Loan Act"