Talk:Stored-value card

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The Federal Reserve System's Payments System Development Committee made a helpful distinction between prepaid and stored-value cards: "The term stored value was associated with products for which prefunded value is recorded on the payment instrument. The term prepaid was associated with products for which the prefunded value is recorded on a remote database, which must be accessed for payment authorization. So defined, the term prepaid describes most of the products on the market today." See http://www.federalreserve.gov/paymentsystems/storedvalue/default.htm. I agree with Radiojon below--this article needs to be restructured to draw this distinction between the two types of products.

What was the point of separating telephone prepaid calling cards. They are just a variant of stored-value cards. Mbstone 07:03, 11 Jan 2004 (UTC)

A stored-value card is, by definition, where the value is stored on the card itself, not in an

I ran across a patent on the USPTO website for a Target GiftCard design that uses the phrase "credit or stored-value card" to define the patent. Target GiftCards require communication to to retrieve the values on them, all the values on the cards themselves are stored on some computer in Minneapolis. What "stored-value card" suggests in this patent contradicts the literal definition of the term, but then again it's USPTO. the patent 68.226.61.4 07:26, 31 December 2005 (UTC)[reply]

I have to agree that a significant portion of this article's content is not related to true "stored-value" cards and should be removed. - Winston Spencer (talk)

Just because the Patent Office want's to mix their metaphors doesn't mean wikipedians have to follow. — Preceding unsigned comment added by Winston Spencer (talk • contribs) 13:37, 6 April 2014 (UTC)[reply]