Wikipedia:Articles for creation/2007-09-18

Saint Katharine Drexel School is a catholic elementary and middle school located in Beaver Dam, WI. Their colors are royal blue, and their mascot is the cougar.

Merged in 1981 from 3 seperate schools, it was originally named Unified Catholic Parish Schools (UCPS). In 2002, it was renamed Saint Katharine Drexel School in honor of Saint Katherine Drexel, who was one of the first American born saints.

There are currently 22 teachers, plus support staff, and more than 250 students from preschool to 8th grade, at two campuses in town. It is also the only catholic middle school in the Archdiocese of Milwaukee with a full sized marching band.

Sources

www.skds.org/aboutus.htm

68.112.180.106 03:18, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

Article created. You can find it at Saint Katharine Drexel School.Thank you for your contribution to Wikipedia!

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Brian L. Ulery, a.k.a. Brian Ulery, was born in Elkins, WV on October 14, 1971. While receiving his undergraduate degree from the Pennsylvania State University, Mr. Ulery was a member of the President's Planning and Budgeting Committee. He continued this work while at the University of Pittsburgh, and also became the President of the Graduate and Professional Student Association during the 1996-1997 academic year.

After graduation, Mr. Ulery focused his career on the management of physician practices. Mr. Ulery is currently the Vice President of Physician Services for the North Broward Hospital District, the 5th largest public health system in the nation.

Sources

http://mac10.umc.pitt.edu/u/FMPro?-db=ustory&-lay=a&-format=d.html&storyid=6905&-Find http://www.browardhealth.org/body.cfm?id=2810

BlueNoE 05:08, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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–210.214.84.10 05:38, 18 September 2007 (UTC) LAAT SUBEDAR BALBHADRA SINGH NEGI[reply]

(1829 - 1893) (Translated from Mr Bhakta Darshan’s book on outstanding personalities of Garhwal – “Garhwal Ki Dewangat Vibhutian”)

1. “A nation which can produce men like Balbhadra Singh Negi, must have a Battalion of their own” (Ek jaati jo Balbhadra Singh Negi sarikhe purushon ko paida karti hai, use apni ek battalion awashya milni chahiye)

2. The words of India’s Jangi Laat Lord Roberts are attributed to that man who was born in 1829 in Pauri Garhwal, Patti Aswalsyun, village Haida Kholi. His father Dhan Singh was a common man. Balbhadra was the middle one of the three sons. He was barely 17 years old when his father expired. He was thus compelled to face the harsh realities of life by leaving his home.

3. Those days there was no battalion of Garhwalis. They had to enroll in the Gurkha Battalions. 5 Gorkha Battalion was located at Abbotabad in the NWFP. At that time railways were nonexistent. After many days of walking & facing several difficulties, he arrived at Abbotabad in 1847 & was enrolled. Progress in Military Career

4. He made speedy progress in the Army. It was a place & life far from his home. Those days there was a stigma on serving with the Gurkhas in the backdrop of the infamous “Gurkhyani” (the brutal atrocity ridden rule of the Gurkhas over Garhwal & Kumaon). In this environment it was not easy for a non-Gorkha to progress in his career. However Balbhadra served with enthusiasm & courage. He was a recruit, under training, for one year. After 13 months he became a Lance Naik. Shortly after he was a Havildar. During the 1857 mutiny he was a Havildar Major.

5. During the Afghan War he astonished all with his valor & intelligence. At that time the war veteran, Lord Roberts was appointed as Commander. The latter faced many difficulties initially. Afghans remained hidden in the rugged mountains. Whenever the British Army advanced, the Afghans surprised them by directing deadly volley of fire causing several casualties. No one knew which was the best & safest way to advance against the Afghans & which place was the most appropriate to concentrate maximum force to vanquish the enemy. The British High Command was deeply concerned about this.

6. Finally Balbhadra was summoned for this difficult task to surreptitiously find the secret to the Afghan tactics. He set out as a Pathan ascetic. (He was well versed with the local dialect- my comment from his manuscript biography). He lay amongst dead bodies for 7 days! Pathan warriors came & taking Balbhadra too to be dead, talked about their country, army, & military plans which the latter noted. At the end of 7 days he finally obtained the vital intelligence needed & safely made his way back to his camp. On the basis of this intelligence Lord Roberts made his plan & gained success. Lord Roberts remained forever enamored with Balbhadra’s intelligence & capability. On returning to England after retirement, he personally wrote about the aforementioned episode in his memoirs.

7. During the Afghan War, Balbhadra gave a befitting account of the valor of his kin. In 1879, in Afghanistan, his valor earned him the honor of “Order of Merit”. Next year near Kabul he again earned fame. The British Army was facing reverses in this vicinity. Despite this he took his Company into enemy lines, & after inflicting heavy casualties on them, returned to his camp safe & sound. In this encounter, an enemy bullet grazed his head thus wounding him. He was unaware of this till his colleague queried him about his blood stained uniform. Only then he was administered first aid. Next day he was again in the battlefield!

8. During the battle for Kandahar he was a Subedar. After the defensive battle for Kabul he was promoted to Subedar Major, the highest rank any Indian could aspire for. After this he was again decorated with “Order of Merit”. The C-in-C had proclaimed an award for “Sarvottam Sainik” (Outstanding Soldier?) which Balbhadra was honored with. Following this he was granted the “Order of British India” as a consequence of which he became “Sardar Bahadur”.

9. Later, Lord Roberts introduced a new appointment, i.e. Aide de Camp to the Jangi Laat (Lord Roberts), for Balbhadra which the latter held. Balbhadra was now referred to as “Laat Subedar”. This job entailed hardly any work. Yes, great respect & fame accompanied it. After five years as ADC, he proceeded on pension. For his immensely meritorious service he was gifted 1600 acres of land free of cost in village Ghosi Khatta of Kotdwara-Bhabhar. Raising Of Garhwal Regiment

10. When the Gurkhas were defeated in 1815, & Garhwal came under British rule, the inherent valor of Garhwalis was unknown to the world. The British had never contemplated raising a separate Regiment of the Garhwalis. After some time they raised a “khichri paltan” comprising of Gorkhas, Garhwalis & Kumaonis –“Nasiri Sirmoor Kumaon Battalion”. The same was later named Gorkha Rifles. Garhwalis could only enroll in its five battalions. Thus the number of Garhwalis was low, & it was very difficult to achieve career progression.

11. Balbhadra had himself experienced the slim chances to progress in the Gurkha battalions for any Garhwali. Thus he often pondered over the possibilities of a separate Garhwal Battalion so that Garhwalis could earn a name for themselves, apart from providing employment for several youth. Fortunately he found an opportunity to realize his cherished wishes.

12. Balbhadra’s valor & soldierly qualities had found a permanent place in Lord Robert’s heart. Finding an opportune moment, in 1880, the former expressed his desire to Lord Roberts and the latter assured him of sympathetic consideration.

13. Regarding this matter, Lord Roberts initiated correspondence with Viceroy Lord Dufferin, & in one meeting, uttered the historical & memorable sentence which has been quoted at the beginning of this chapter. While Balbhadra was ADC, he remained obsessed with his vision. His efforts continued even after retirement. Even the Viceroy was skeptical about a small place like Garhwal’s capability to provide men for a battalion. Then, Balbhadra gave the assurance that if a military cantonment was established within Garhwal, the requisite men can be provided. On this note, the proposal was accepted.

14. Eventually, in 1887, some Sardars & soldiers of the Gorkha Regiment laid the foundation of The Garhwal Rifles at Lansdowne, under the command of Major Mainwaring on 4 Nov 1887, after the name of Viceroy Lord Lansdowne. Since then it has grown into a beautiful cantonment.

15. The battalion that was raised as a consequence of his efforts earned a great name in the Indian Army. (Briefly I translate) 1889- Niti; 1891- 39 Garhwal Regiment; 1904 – Lhasa Tibet; 1922 – Malabar Moplah Rebellion & later RGR. 1914-18. -------- ( I World War) 1935-45. ---------- (lists awards & decorations) 1925--------------- (Raising of bns, Brahmins & later Shilpkars too enrolled. Opened avenues for the entire cross-section of society of Garhwal for employment) 1939--------------- (Peshawar episode, 1942-45 INA) Post Independence---- (J&K, NEFA, Indo Pak Wars, Bangla Desh etc)

(Now back to Balbhadra Singh Negi)

16. His retired life was very peaceful. He kept company with saadhus/ saints & spent time in service to others, prayers, fasting & meditation. Despite his age he bathed daily with cold water, applied sandalwood paste & prayed. He never consumed liquor, nor smoked. He drank tea rarely; only when it was bitterly cold. He was a stickler for time. He is a role model for the current day soldiers who claim that they cannot survive without meat & liquor! A man of exceptionally strong character he was.

17. What can one say about this brave man? When the Garhwal paltan was being raised, his eldest son Amar Singh Negi was given the first direct Viceroy Commission into the Regiment. The uniform of a Jemadar & a sword was handed over to him at his home with orders to assume the rank at the Centre, Lansdowne! He is the same Amar Singh who sustained a bullet wound in the thigh in the Burma War. A telegram was received by his father Balbhadra Singh Negi, “Your son wounded by bullet in thigh”. Promptly this veteran soldier replied,” If of any service to the Government, keep him, else shoot him”. At the same time he telegraphed to his son, “Don’t worry. If you come out alive you will earn fame. If you die, you will still earn fame!”

18. One day, in 1893, near Gumkhal, in a place called Badru, he was in deep in meditation when a boulder fell on him. His thigh suffered serious injury. In this state he was evacuated to MH Lansdowne for treatment. During treatment, he peacefully passed away at the age of 64 years. The entire Garhwal paltan was in mourning. He was given a military funeral.

19. He left behind four sons – (a) Amar Singh, direct commission to Jamadar, attended King George V coronation ceremony at England as Sub Maj. He died on 4 Sep 1912 at Lansdowne at the age of 47. His eldest son Chandra Singh Negi rose to the rank of Capt in Garhwal Rifles. During 1942-45 he joined INA & as a Lt Col, was the Comdt of its Officers Training School. (b) Bhagwan Singh served for some years in the army, after which he spent his life as a landlord. (c) Shib Singh Negi also served for a short time in the army. He engaged in his private enterprise. He died in1942. His eldest son Gopal Singh was a successful businessman of Lansdowne & was a member as well as the Vice President of the Cantonment Board. (d) Girdhari Singh Negi retired as Sub Maj.

20. Thus, today, the clan of Balbhadra Singh Negi is leading a peaceful & prosperous life. But his extended family is the populace of Garhwal who have been, are & will be benefiting from the employment created by the mere creation of The Garhwal Rifles in 1887. Garhwal battalions & Lansdowne are indeed a fitting tribute to Balbhadra Singh Negi (whether the present generation acknowledges it or not).

(End of translation)

3. May I request you to help my Regiment to locate these from any Archives that will help us to verify all the above mentioned. If all the above is indeed true, we would like to give the rightful honor due to this gallant soldier.

4. I went to his estate at Kotdwar during March 1988, & met his grandchildren who were in possession of an exhaustive biography, as well as the following medals (These I tried to replicate with my pen in my diary which I still possess):- (a) OBI mark IIII. (b) Indian General Service Medal (1854-1895) - with.... Queen Regina embossed on Obverse side & an Angel blessing a man on the Reverse. Clasps of LUSHAI 1889 - 82, & BURMA 1889-92. (c) India Medal 1895-1902) Medal with embossed VICTORIA REGINA ET IMPRATRIX Clasps PUNJAB FRONTIER1897-98, & TIRAH 1897-98. (Same clasps were earned by Sgt David Mac Adie of the 72nd Duke of Albany’s Own Highlanders) (d) OBI 2nd Class with a maroon ribbon. (e) AFGHANISTAN MEDAL (elephant embossed) with Clasps PEIWAR KOTAL, CHARASIA, KABUL, KANDAHAR, with a ribbon light green on the sides & navy blue band in the centre. (f) Three more medals, belonging to Balbhadra? (i) Crown with GR & 22 June 1911 on reverse & Queen & King( Bearded) on Obverse. (ii) Brown maroon & green ribbon with a medal embossed with Persian? script embellished with leaves. (iii) DELHI DURBAR 1903, Edward VII

With the assistance rendered by friends in UK, I have been able to identify the above mentioned medals. However, I have been informed that Lord Roberts’ personal records are lying at Kew, enclosed in 48 boxes, last opened in 1859 by Countess Roberts in 1952 “The National Archives WO - Records created or inherited by the War Office, Armed Forces, JAG, & related bodies. Record Summary Title - War office. Lord Roberts, C-in-c (South Africa & England) & President of National Service League:- Papers Legal Status - Public Record Language - English Creator Name - Frederick Sleigh Roberts, Ist Earl Roberts 1832-1914 Dates - 1835-1913 Physical Description- 48 boxes & files Access Custodial History - Ada Roberts, 1875-1955 Countess Roberts in 1952 Held By - The National Archives, Kew”

I am seeking the help of anyone who can access these boxes to corroborate Lord Roberts’ association with Balbhadra Singh Negi. I shall be indeed grateful.

Sources

Translation from chapter written by late Mr. Bhakta Darshan 210.214.84.10 05:38, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

Declined. We cannot accept unsourced suggestions or sources that are not reliable per the verifiability policy. Please provide reputable, third-party sources with your suggestions. Third party sources are needed both to establish the verifiability of the submission as well as its notability. Precious Roy 12:26, 18 September 2007 (UTC)[reply]

Active clearance control(ACC) is part used in the Modern gas turbine engines especially in turbo fan engines for the cooling of tuurbine blades. this increases the turbine blades operating temperature which in turn allows the raise of TIT (turbine inlet temperature)which is necessary for better engine efficiency.

the active clearance control in incorporated with ACC valve which receives the air from the by pass airflow and routes the air to flow over the pipes surrounding the turbine casing which inturn reduces the thermal expansion of the turbine case and maintaining the accurate clearance between the turbine case and the blade tip. this clearance should be maintained accurately which is essential for the engine efficiency and its performace. this ACC valve opening is adjusted automaticaly by the Fadec system in order with the throttle position.

Sources

gltrs.grc.nasa.gov/reports/2005/CR-2005-213970.pdf

123.201.56.183 07:02, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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IS1 is 150-182-passenger aircraft is being designed in partnership with MATI (Moscow Aviation and Technology Institute), SibNIA (windtunnell tests also being carried in TsAGI), UTAIR Airlines. Preliminary first flight date is 2015. It has Developed with Forward-Looking Aerodynamic Configuration

Development of the new IS-1 airplane with a forward-looking aerodynamic configuration is underway by a cooperative headed by OAO Russian Aviation Consortium Central Financial and Industrial Group Company, the Russian Aviation Consortium’s general director, Valentin Klimov, reported.

“The IS-1 airplane project has been developed in cooperation with the leading enterprises and scientific research institutes of the industry,” he noted.

V. Klimov specified that OAO Aviapribor Holding Company, OAO Aviadvigatel’, the Chaplygin Siberian Scientific Research Institute and the YuTehyr ((Yu. T. Air)) airline have been activated in the project.

In the specialist’s opinion, at the present time all the prerequisites for the creation of a highly effective new generation transport airplane exist. “Aircraft construction has made a major step forward recently: aircraft engines have appeared with a high degree of bypass ratio, a new elemental equipment base, including new composite materials. Right now there are two aircraft building high points – the Airbus A380 in passenger capacity and the Boeing 787 in engineering,” V. Klimov thinks.

According to him, the aerodynamic configuration selected for the IS-1 airplane provides an aerodynamic quality which occupies an intermediate position between today’s best factors and the potential factors of the flying wing type of airplanes. There tasks which have been placed before the developer are: incorporate an integral configuration, fully increase the airplane’s effectiveness, increase fuel effectiveness at a minimum to 14 – 16 grams per passenger kilometers and assure Russia’s priority in such an integral configuration.

The aerodynamic characteristics become apparent to the greatest extent at speeds on the order of Mach 0.85. “The airplane’s aerodynamic quality at such a cruising speed equals 10 instead of the 6 – 7 in modern airplanes,” V. Klimov emphasized.

“The proposed design’s weight ratio is approximately 40 percent higher than in an airplane of a conventional configuration. The IS-1 corresponds to the Tu-154 airplane with a weight of nearly 100 tonnes in passenger capacity, and the IS-1 has a weight of 61 – 64 tonnes. At the same time, the airframe’s weight is 31 tonnes,” he also noted.

According to the specialist’s data, different arrangements of the aircraft engines are possible – beneath the wing and on the fuselage. The avionics have been developed by OAO Aviapribor Holding Company – it is a fully digital aircraft for the resolution of all contemporary missions.

It is expected to make first flight in 2010 and start series production in 2011.

Sources

Source: 03.09.07, AviaPort.RU, Correspondent: Dmitriy Kozlov

212.102.28.15 07:11, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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The mythical Jack Haggett was born in Penola of South Australia and apparently lives at Carn Court Holiday Apartments.

He has been said to have been a very strange child but who knows. Jack Haggett has many alias: Haggett, Jack, Wolfman (or in english 'very hairy man'), p00yhead etc.

Reports have been buzzing around about sitings of this creature "canoeing" in the Irymple Secondary College school dam (very bad canoeing), witnesses claimed that he kept yelling "dead beat" at other people who could not paddle "perfect" and when it came time for him to paddle he had no clue.

If anyone comes across this thing. they should consider him armed and dangerous, as he is a violent man who will give you nightmares with his hairy chest.

Sources

www.myspace.com/p00yhead or www.myspace.com/maparadise Diablo el 09:31, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

Declined. Your article appears to be a joke. It might be a wonderful entry in Uncyclopedia, a wiki where jokes and parodies are highly encouraged. However, Wikipedia requires a stodgier, more factual tone in its articles, and your comedic efforts cannot be rewarded here. ^Ariel♥Gold 09:31, 18 September 2007 (UTC)[reply]

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ZAKARYA

ZAKARYA is a French quartet founded in 1999.

In 2000, John ZORN, leader of New York's musical avant-garde, discovered the compositions of the unclassified accordionist and band's leader, Yves WEYH and proposed to produce their first CD on his prestigious label TZADIK. Only French band produced by John Zorn, ZAKARYA, released its first album in 2001. In the midst of Tzadik, their name comes close to others like Masada, Derek Bailey, Fred Frith, and Mike Patton...and the CD is available all over the world (USA, Europe, Japan...).

It seems to be a successful collaboration since two years later in 2003 Tzadik produced ZAKARYA's second album, "Something Obvious".

In august 2006, ZAKARYA releases its new album "413 A". A third CD produced by Tzadik with special guest Marc RIBOT, prestigious guitarist and fellow traveller to John Zorn, Tom Waits, Dave Douglas...

Yves WEYH accordion, compositions, Alexandre WIMMER guitars, electronics Vincent POSTY electric bass, Pascal GULLY drums

___________________________________________________________________________________________

ZAKARYA happily loots the most various of musical styles. From rock, it takes the sound group. From contemporary musics, polyrhythms and un-tonality. From dance music, the direct and popular side. From jazz, the improvisation. From Klezmer or Balkan musics, their melodies. "Musiques concrètes" or electronic, cartoons, circuses, sound effects and minimalism are not forgotten. With all those elements, ZAKARYA makes a stimulating and surprisingly original music.

Here, folk arts are coming close to the avant-garde; the written and the improvised are walking hand in hand; jazz and rock exchange winks. The only rule is to play a personal, rigorous and exhilarating music. Compositions "à tiroir", hidden beats, musical puzzles, culinary recipes as scores, clichés. Each of us is invited to listen to the story in the story, to appreciate the wheeze or to unravel the scripts which are building this repetoire.

So, jazz or rock? improvised music? Klezmer music?

_________________________________________________________________________________________

Discography : « 413 A », featuring Marc Ribot – Tz 8110, 2006 ; « Something Obvious » - Tz 7184, 2003 ; « Zakarya » - Tz 7148, 2001

http://www.myspace.com/zakaryacontact

http://www.tzadik.com

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Danny is probably the most successful product of the Romford youth policy. He is always amongst the leading point scorers both at the club and in the league and has wonderful stick handling skills and great vision. He made his Raiders debut in 1993 and enjoyed a testimonial match after completing 10 seasons. He has topped the 100-point mark in the last 4 seasons and now holds every British scoring record at the club. In 2001 Danny was called up the GB squad for the tournament in the Ukraine where he gained more valuable experience. Danny returns to the club for his 14th season, hoping for another profitable season in front of net.

Sources

http://www.romfordraiders.co.uk/

82.109.66.144 12:36, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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Ben Paul Gutierrez is the current chairman of the college of business administration in the university of the philippines, diliman.

(

http://www.upd.edu.ph/~cba/F-gutierrez.htm

124.104.36.172 13:22, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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James, the oldest son of Joseph, Nebuzaradan, who sleu the guilty back at the temple in Jerusalem, and Simon, the priest sent by Zacharias to perform those things as required by the law and who later became high priest when he returned and discovered Zarharias murdered at the alter.

Sources

Revelations,The Birth of Mary, An Analog of Western Civilization.

68.60.4.217 13:23, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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Ben Paul Gutierrez is the current chairman of the college of business administration in the university of the philippines, diliman.

http://www.upd.edu.ph/~cba/F-gutierrez.htm

124.104.36.172 13:23, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

Declined. The proposed article is not suitable for Wikipedia. ^Ariel♥Gold 13:26, 18 September 2007 (UTC)[reply]

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OMG THE WORLD SI EXPLODEDING AHHHHHHHHHHHHH

Sources

74.134.16.43 14:01, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

Declined. Your article appears to be a joke. It might be a wonderful entry in Uncyclopedia, a wiki where jokes and parodies are highly encouraged. However, Wikipedia requires a stodgier, more factual tone in its articles, and your comedic efforts cannot be rewarded here. ^Ariel♥Gold 14:14, 18 September 2007 (UTC)[reply]

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Appropriation of payments:

When a customer owing two or more debts to the banker pays money which is not sufficient to discharge all the debts, the question as to appropriation of payments arises. If the customer owes several debts to the banker and makes payments, he has the right to request the banker to apply the payment to the discharge of some particular debt. If the banker accepts the payments, he is bound by the appropriation as done by the customer. In absence of any such direction from the customer the banker has the right to use the payment at his discretion including the liquidation of a time barred debt. However, where neither the customer nor the banker makes an appropriation, such payment shall be applied in discharge of the debts in order of time they were incurred and the money received will be applied towards the repayment of the first debt. (Kamleshwari Pd. vs. Gangadhar).

With regard to a current account or a running account, if there has been no specific appropriation by the banker or the customer, it is held that receipts or income received would be utilized to reduce the first amount due. This was the decision arrived in the case of Devaynes vs. Noble and is known as Clayton’s rule. Let us assume Aditya’s account is overdrawn by Rs. 10,000. The account is credited by a cheque, received from a customer, of Rs. 2,500 and on the same day there is a cheque payment of Rs. 3,500. Based on this rule, the original overdrawn amount of Rs. 10,000 is reduced by Rs. 2,500 to reduce the original debt. Rs. 3,500 is a new debt. Then if there is another cheque received of Rs.2,000, the original debt of Rs. 10,000 (now Rs. 7,500) would be further reduced.

In this particular case Devaynes was the senior partner of a firm of bankers. When he died the other partners continued to carry on business under the same partnership of Devaynes, Dawes, Noble & Co. even though Devaynes’ son and the trustees of the late Mr. Devaynes’ estate stated that the usage of the name was without their consent. The firm went bankrupt the next year and the partners were insolvent. Nathaniel Clayton represented those who continued to deal with the partners after Devaynes’ death both by paying in and paying out. Some withdrawals were made after the death before amounts were paid in. The balance on the whole increased. With regard to Clayton, he had a balance of ₤ 1,713 at the time of Devaynes’ death. This reduced to ₤ 453 within a few days. Before the bankruptcy withdrawals amounted to considerably more than ₤ 1,713. Clayton claimed ₤ 453 from Devaynes’ estate arguing that subsequent withdrawals from the account were to be set off against later credits. Sir William Grant, the judge who ruled in this case stated, “….But this is the case of a banking account, where all the sums paid in, form one blended account, the parts of which have no longer any distinct existence. Neither banker nor customer ever thinks of saying this draft is to be placed in the account of ₤ 500 paid in on Monday, and this order of ₤500 paid in on Tuesday. There is a fund of ₤1,000 to draw upon, and that is enough. In such a case there is no room for any other appropriation than which arises from the order in which the receipts and payments take place, and are carried into the account. Presumably, it is the sum first paid in, that is first drawn out. It is the first item on the debit side of the account, that is discharged, or reduced, by the first item on the credit side......”

The rule in Clayton’s case affects all current accounts, whether overdrawn or not. As far as the banker is concerned he is only concerned about overdraft accounts to determine the liability of each party.

Applicability of Clayton’s Rule to Banking Transactions:

1. Death or Insolvency of a Partner or Joint Account Holder: In case of death of a partner, his estate is liable for the debts created before his death. If the overdraft or cash credit account of the firm is continued unbroken after the notice of death, all credits reduce the liability of the deceased’s estate, while fresh advances are the sole responsibility of the surviving partners by operation of the rule in Clayton’s rule.

2. Determination of a Guarantee: By giving a notice in writing to the bank a guarantor may revoke a continuing guarantee as to future transactions. It can also be determined by death or insolvency of the guarantor. In any such situation the borrower’s account should be broken or otherwise the Clayton’s rule will apply and all subsequent credits will reduce the liability of the guarantor, or his estate, while all payments out will constitute a new debt unsecured by the guarantee.

3. Notice of second charge: When the banker receives a notice of second charge over the customer’s properties, the account of such customer should be stopped to avoid the application of Claton’s rule. A new account should be opened for all future transactions. If such arrangements are not done then all subsequent amounts paid to the credit will reduce the amount secured by first mortgage/charge over the property. All withdrawals made after the notice will create fresh debts ranking after the right of the second morthgagee.

Garnishee Order:

A garnishee order is an order issued by a court, at the instance of the judgement creditor attaching funds in the hands of a third party who owed money to the judgement debtor. The procedure to be followed by the court to attach debts is provided in Rule 46 of Order XXI of the schedule to the Code of Civil Procedure. The court issues a written order prohibiting the creditor, i.e. the judgement debtor, from recovering the debt and the debtor from making payment thereof until further orders of the court. The debtor by whom the money is due is called garnishee. The order is issued when the the debtor fails to pay the debt owed by him to his creditor.

Let us suppose X has obtained judgement against ‘Y’ for Rs. 1,000 and Z owes Rs 2000 to Y. Z can be ordered by court to pay Rs. 1000 to X instead of to Y and such payment will be good discharge of Z to the extent of Rs. 1000 with regard to his liability to ‘Y’. In regard to credit balances, the banker is the debtor of his customer. An order may be served on the banker and such banker will take the position of Z. Such order attaches the balance in the account of the customer and on receipt, the banker’s obligation to honour the customers cheque is extinguished.

As soon as the banker receives a garnishee order in regard to a customer’s account, the balance in such account is attached and the banker’s right to honour the customer’s cheque is extinguished. The banker should inform the customer about the garnishee order so received.

Stages involved while serving garnishee order to the banker: • The Court will issue an order called ‘order nisi’ directing the banker to stop payments from the customer’s account explaining why the funds in the account should not be made to the bank’s customer (i.e. the judgement creditor) . If the garnishee (the banker) has any objection as to his liability towards the judgement debtor, he must appear in court showing cause why he should not pay. • After hearing the banker in response to the order nisi, the court would issue an ‘order absolute’ directing the bank to pay the entire or part of the balance of the customer account to the judgement creditor or to the court. Such payment legally discharges the bank but no such discharge is possible before the order nisi is made absolute.

A garnishee order is not applicable when: 1. The account is overdrawn. 2. The debt is not actually due to the customer; 3. The bank is entitled to set-off the balance against a debt due to it from the judgement debtor; 4. The banker is aware that the money in the account is held by customer in the position of a trustee; 5. The name or the description of the customer in the garnishee order is wrong or inaccurate. 6. The account is a joint account and the order is made in the single name of the customer .

Effects of Garnishee order:

1. Joint Accounts: If there is a joint account in the names of two or more persons, it cannot be attached by a garnishee order served on the bank quoting only one of them as judgement debtor. The garnishee order can attach money of the customer in his own right.

2. Partnership Accounts: A garnishee order in the name of the partners does not attach the firms account but a garnishee order in the name of firm attaches the firms account as well as the partners personal accounts too.

3. Proprietorship Accounts: If the customer is the sole proprietor of a firm, the firms account is attached by the order issued in the name of the sole proprietor only as a judgement debtor.

4. Executor/ Administrator/Trust Accounts: If the customer operates the account in a fudiciary capacity, the balance held in such account cannot be attached as the order so issued is in the personal name of the customer.

5. Accounts impressed with Trust: A account maintained by the customer on behalf of his client or under a trust cannot be used to settle personal liabilities and the banker is not bound by the garnishee order. He should make this fact known to the court that his customer holds the account as a trustee. The court after hearing any such representation of the customer and or the bank the court will decide.

Attachable debts: • For the order to attach, the debt should be due or accruing and the amount from the bank becomes due when the demand is raised. • Money has been debited to the accounts before the receipt of the garnishee order i.e. the transaction is completed before the service of the order. A mere book entry without communication to the beneficiary is revocable and such amount can be attached. • Cleared balance is only attached by the order if the items in course of collection are returned unpaid then they can be charged to the account. • Garnishing order can attach only moneys which belong to the customer in his own account. If the account is a joint account with either or both to sign, the court cannot attached the account in a joint name if the order so furnished is in a single persons name. • If the customer has validly assigned to the third party the amount of balance or any part part there off and the banker has received a notice of the assignment and the assignment so made is genuine, the garnishee order will not apply as the amount so assigned has ceased to be the property of the customer. • The banker would also be entitled to set off a debt due to itself at the time of the order nisi against the balance attached, provided the conditions in which a right of set off can be exercised.

Retail Banking - Everything you should know to work in a bank by Raghu Palat

Sources

220.224.79.105 14:17, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

Declined. This article exists at Lien. ^Ariel♥Gold 14:26, 18 September 2007 (UTC)[reply]

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Reidar skeidar er kul som en pul. HAHAHAHAHAHAHA

Reidar er så søt at det er heilt utruleg

(nonsense spam removed by ArielGold)
Declined. The proposed article is not suitable for Wikipedia. ^Ariel♥Gold 15:21, 18 September 2007 (UTC)[reply]

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Manor Cycle Incorporated located in Clearwater, Florida.

Manor Cycle is a full service shop, specializing in Harley-Davidson and American made motorcycles. All work is done in house. All engine work is done “in house” in their well stocked and modern machine shop. Owner, Neal Blake has over 40 years experience in building, customizing, repairing motorcycles. Manor Cycle has been in their current location since 1994. Manor Cycle was voted “Best after-market Motorcycle shop ”2002- by the readers of Full Throttle Magazine.

Manor Cycle's service Manager - Sal “Runt” Torcivia has 30 years experience in all areas of motorcycling, and was also voted “Best Mechanic” 2002! Sal is an “S&S 11 Sec” member for his skills on the race track.

Neal Blake's wife, Sheri Blake is the driving force behind all that is Manor Cycle and handles the business side of the corporation.

Sources

http://www.ManorCycle.com

http://www.manorcycle.com/html/american_iron.html

http://www.manorcycle.com/html/article.html

24.129.173.254 15:31, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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88.101.46.38 15:54, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

Declined. We cannot accept blank suggestions. Please consider submitting to Wikipedia:Requested articles instead. ^Ariel♥Gold 16:05, 18 September 2007 (UTC)[reply]

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The Pan American Medical Students' Association is an organization that represents medical students in The Americas inside the International Federation of Medical Students' Association (IFMSA).
PAMSA was formed as a result of the regionalization wave inside IFMSA with the merging of the north american region with the former Caribbean and Latin American Medical Students' Association (CLAMSA).

[1]
Canada: IFMSA-Canada, IFMSA-Quebec
United States: IFMSA-USA
Mexico: IFMSA-Mexico
Guatemala: SAMS
El Salvador: SOMS
Nicaragua: IFMSA-Nicaragua
Costa Rica: IFMSA-Costa Rica
Panama: IFMSA-Panama
Jamaica: JAMSA
Dominican Republic: FEMURD
Colombia: ACOME, ASCEMCOL
Ecuador: IFMSA-Ecuador
Peru: APEMH, SOCEMCH
Bolivia: ACECSUV
Chile: IFMSA-Chile
Brazil: DENEM, IFLMS
Venezuela: SOCIVEM

Sources

http://www.ifmsa.org/regional/pamsa/
http://www.ifmsa.org/ifmsa/members/national-members/
http://www.ifmsa.org
http://en.wikipedia.org/wiki/IFMSA

74.95.84.225 16:03, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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Group of people in society! does not mean you want to cause harm to emos it infact stands for EMOtionally STABle!you meet the critera of such people if you enjoy emo music such as My Chemical Romance, Fall out Boy, Panic at the Disco etc, if you like emo clothing (skinny jeans, stripy items, clothing/accessories with skulls on them....) but you are in fact an emotionally stable individual quite content and happy with life with very little issues to complain about!!!

Sources

http://nuigalway.facebook.com/group.php?gid=2260216897 89.101.7.93 16:37, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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Who Is He? [2]

Headline text

Brian Is one awesome dude, He goes to a high school in Ottawa, Ontario, Canada. Everybody loves him and whats him bad. People should, and do worship him. He has an Argentine background, therefore owns at Futbol. He is also Canadian, therefore owns at Hockey. :O. He will be a very famous actor when he grows up.

Sources

Citations: www.google.com

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HO CHI MINH CITY, Vietnam -- At least 50 people have been killed and more than 100 injured after a fire tore through a six-story building in Vietnam's Ho Chi Minh City that housed shops, a disco and several foreign companies.

Vietnamese officials say dozens more people may have been trapped in the Sai Gon International Trade Center complex, located in the city's busiest commercial district, an area which houses many hotels.

Officials said at least 54 people had been confirmed dead, including two British nationals, in the city's worst fire since 1975. But that figure is expected to rise, possibly to over 100, in the coming days.

State media said 120 people were injured in the fire which began at 1:15 p.m. local time (0615GMT) on Tuesday. Initial reports indicated it may have been sparked by a short-circuit in the Blue Disco -- one of the city's most popular dance spots -- on the building's second floor.

Intense heat and lingering flames prevented firefighters from entering the building for about four hours with firefighters taking more than five hours to extinguish the inferno.

Bodies were still being recovered from the site late Tuesday though it is unclear whether any foreigners were among the dead or injured.

It was reported that U.S. insurer American International Assurance was holding a training course for more than 100 staff at the time of the fire. There were also unconfirmed reports there was a wedding party in the building.

Barricaded On Wednesday, the building -- which contains several floors of shops, around 50 offices and the disco and has a usual occupancy of about 500 people -- was barricaded with police keeping onlookers at bay.

At least five fire fighting vehicles were at the site on Wednesday though none were in use, a far cry from the scene on Tuesday when 30 fire engines and 40 ambulances surrounded the building. The VNA reported that firefighters were not fully equipped to fight the fire and lacked water to put out the flames.

Power in the area was cut off and streets cordoned off.

Flames raged at other windows sending dense black smoke into the sky as workers fled for their lives, many down steel ladders reaching up from fire trucks below. Others jumped out of the windows.

Ho Chi Minh City, formerly named Saigon, is Vietnam's southern commercial center.

The building was insured since 1997, Reuters news service reported, with the total value of the contract at 12.3 billion dong ($800,000).

Sources

http://vietnamnews.vnanet.vn/2004-06/12/Stories/06.htm

http://goliath.ecnext.com/coms2/summary_0199-2798725_ITM

http://news.bbc.co.uk/2/hi/asia-pacific/2372201.stm —Preceding

http://english.peopledaily.com.cn/200211/02/eng20021102_106131.shtml

http://english.people.com.cn/200210/30/eng20021030_105915.shtml

http://www.theage.com.au/cgi-bin/common/popupPrintArticle.pl?path=/articles/2002/10/29/1035683417143.html

http://www.cathnews.com/news/211/19.html

http://archives.cnn.com/2002/WORLD/asiapcf/southeast/10/30/vietnam.fire/

http://news.bbc.co.uk/2/hi/uk_news/england/2447013.stm

85.71.211.66 17:40, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

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Avalon Consulting, LLC based in McKinney, TX, with offices in Denver, CO and Washington, D.C. designs, builds, implements and manages Enteprise Content Solutions for Next Generation Web, e-Learning, Business Process Management, and Search.

The company delivers customized Content Management Systems and Portals, Collaboration applications, e-Learning design using the Applied Dynamic e-Learning Processes & Tools (ADEPT^TM) model, and integrated Business Process Management.

Avalon holds partnerships with OutStart, Autonomy, Lombardi, and Vignette Corporation.

Sources

http://www.avalonconsult.com

Avalonconsult 17:42, 18 September 2007 (UTC) Articles for creation/2007-09-18[reply]

Declined. I'm sorry, but your article appears to read more like an advertisement than an entry in an encyclopedia. If you still feel that this subject is appropriate for Wikipedia, please rewrite your proposed article in the form of an encyclopedia entry. Encyclopedia entries should be written from a neutral point of view, and should refer to a range of published, verifiable sources, not just to materials produced by the creator of the item being discussed. ^Ariel♥Gold 17:49, 18 September 2007 (UTC)[reply]